Medicare Part B doesn't cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you're in a hospital. Part A can pay for inpatient hospital care if you need to have emergency or complicated dental procedures, even though the dental care isn't covered.
Medicare Part B covers some vision care, but not routine vision exams. You are not covered for vision correction such as eyeglasses or contact lenses under Medicare Part B unless you need vision correction after cataract surgery. Medicare Part B also does not cover eye refractions.
Hearing Aid Coverage
Medicare doesn't cover hearing aids or exams for fitting hearing aids. You pay 100% for hearing aids and exams.
Just because there is no Medicare dental and vision coverage doesn’t mean you have to go without!
What coverage benefits are available for Seniors?
You can purchase a stand-alone dental, vision & hearing plans not associated with Medicare to help pay for out-of-pocket costs.
Most of these stand-alone plans have monthly premiums and annual maximum benefits.
Here are some of the great features of these combination Dental, Vision & Hearing insurance policies for seniors:
- Affordable combination plans as low as $30-$52/month
- Available for enrollment at ages 18 – 85
- Up to $3,000 per year in coverage (many other plans cover only $1000/year)
- No waiting periods for preventive or basic dental services
- No waiting periods for eye and hearing exams
- Covers routine teeth cleaning, eye exams, hearing exams
- Choose your own providers – no networks!
- No underwriting or health questions. You will be approved!
Many people ask us about insurance with no waiting periods.
Often, individual dental, vision and hearing insurance plans and for seniors are hard to find.
That’s why a combination Dental, Vision & Hearing insurance plan is a great buy.